Side-by-side · Q2 2026 data
Wilmington Savings Fund Society, FSB vs Applied Bank
Metric by metric
| Measure | Wilmington Savings Fund Society, FSB | Applied Bank |
|---|---|---|
| TellerScore | 71 | 93 (stronger) |
| Capital cushion | 54 | 100 (stronger) |
| Loan quality | 81 | 100 (stronger) |
| Earnings | 84 | 100 (stronger) |
| Funding & liquidity | 57 (stronger) | 50 |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 76th | 98th |
| Total assets | $22.6B | $274.1M |
| Deposits / shares | $19.3B | $228.6M |
| Capital ratio | 10.36% | 17.49% (stronger) |
| Problem loans | 0.57% | 0.00% (stronger) |
| Net charge-offs | 0.05% | 0.00% (stronger) |
| Return on assets | 1.60% | 2.54% (stronger) |
| Loans ÷ deposits | 69.0% | 24.2% (stronger) |
| Uninsured deposits | 46.1% (stronger) | 64.1% |
| Offices | 85 | 2 |
| CFPB complaints (3 yrs) | 277 | — |
| Complaints per $1B deposits | 14.3 | — |
| Mortgage denial rate (HMDA) | 18.3% | — |
Applied Bank has the higher TellerScore (93 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Wilmington Savings Fund Society, FSB leads on 1 and Applied Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.