Wilmington Savings Fund Society, FSB (FDIC certificate #17838) is based in Wilmington, Delaware. Its Q2 2026 call report shows $22.6B in total assets and $19.3B in deposits and 95 offices across 3 states.
Wilmington Savings Fund Society, FSB has a TellerScore of 71 out of 100 (strong) based on Q2 2026 data — higher than 76% of its 132 banks with $10 billion – $100 billion. Among 17 banks headquartered in Delaware, it ranks 8th. Problem-loan coverage contributes the most (94/100, 3.2%); capital cushion contributes the least (54/100, 10.36%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 5 points (66 → 71), mostly because the loan quality component improved by 14 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 69 |
| Q3 2024 | 67 |
| Q4 2024 | 67 |
| Q1 2025 | 68 |
| Q2 2025 | 66 |
| Q3 2025 | 70 |
| Q4 2025 | 69 |
| Q1 2026 | 72 |
| Q2 2026 | 71 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.44% |
| Q3 2024 | 10.68% |
| Q4 2024 | 11.03% |
| Q1 2025 | 11.19% |
| Q2 2025 | 10.29% |
| Q3 2025 | 10.62% |
| Q4 2025 | 10.69% |
| Q1 2026 | 10.58% |
| Q2 2026 | 10.36% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.56% |
| Q3 2024 | 0.91% |
| Q4 2024 | 0.99% |
| Q1 2025 | 0.94% |
| Q2 2025 | 0.98% |
| Q3 2025 | 0.66% |
| Q4 2025 | 0.71% |
| Q1 2026 | 0.65% |
| Q2 2026 | 0.57% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.40% |
| Q3 2024 | 1.35% |
| Q4 2024 | 1.34% |
| Q1 2025 | 1.35% |
| Q2 2025 | 1.40% |
| Q3 2025 | 1.43% |
| Q4 2025 | 1.43% |
| Q1 2026 | 1.68% |
| Q2 2026 | 1.60% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 71 | $22.6B | 10.36% | 0.57% | 1.60% | 69.0% |
| Q1 2026 | 72 | $22.0B | 10.58% | 0.65% | 1.68% | 70.1% |
| Q4 2025 | 69 | $21.2B | 10.69% | 0.71% | 1.43% | 73.3% |
| Q3 2025 | 70 | $20.8B | 10.62% | 0.66% | 1.43% | 73.0% |
| Q2 2025 | 66 | $20.7B | 10.29% | 0.98% | 1.40% | 73.9% |
| Q1 2025 | 68 | $20.5B | 11.19% | 0.94% | 1.35% | 75.7% |
| Q4 2024 | 67 | $20.7B | 11.03% | 0.99% | 1.34% | 75.2% |
| Q3 2024 | 67 | $20.8B | 10.68% | 0.91% | 1.35% | 78.5% |
| Q2 2024 | 69 | $20.6B | 10.44% | 0.56% | 1.40% | 78.1% |
132 peers · $10 billion – $100 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Delaware
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| TD Bank USA, National AssociationBank Wilmington, DE | 59 out of 100, Moderate | $32.1B | 11.6% | 2.08% | vs |
| Barclays Bank DelawareBank Wilmington, DE | 70 out of 100, Strong | $43.5B | 10.8% | 1.67% | vs |
Deposit insurance
Is my money safe at Wilmington Savings Fund Society, FSB?
Yes. Wilmington Savings Fund Society, FSB is an FDIC-insured institution (FDIC certificate #17838). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 46.1% of deposits ($8.9B) are above the $250,000 FDIC insurance limit, above the peer median of 38%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.36%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 14.94% (benchmark: 10%).
95 locations
Branches
Wilmington Savings Fund Society, FSB lists 85 offices in 60 cities across 3 states. Most locations:
- Philadelphia, PA (11)
- Wilmington, DE (8)
- Newark, DE (3)
- Burlington, NJ (2)
- Cherry Hill, NJ (2)
- Dover, DE (2)
- Media, PA (2)
- Millsboro, DE (2)
- Phoenixville, PA (2)
- Ardmore, PA (1)
- Aston, PA (1)
- Bala Cynwyd, PA (1)
CFPB complaint database
Consumer complaints
Over the last three years, the CFPB forwarded 277 consumer complaints about WSFS FINANCIAL CORPORATION to the company (107 in the last 12 months). 99.3% received a timely response. That is 14.3 complaints per $1 billion of deposits, versus a median of 8.5 among institutions with complaint data.
Complaint counts reflect volume, not validity: the CFPB does not verify complaints, and large institutions receive more because they serve more customers. Complaints are filed under the parent company name, which may cover affiliates.
HMDA 2025
Mortgage lending
In 2025, Wilmington Savings Fund Society, FSB reported 5,478 home-loan applications under HMDA (LEI 5493005DKMV1IHIM8E20): 3,884 originated ($1,187,990,000 total), 888 denied, and 637 withdrawn or closed by the applicant. Its denial rate on decided applications was 18.3%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Wilmington Savings Fund Society, FSB
- Former names
- Wilmington Savings Fund Society
- Type
- Savings bank
- FDIC certificate #
- 17838
- RSSD ID
- 437914
- Primary regulator
- OCC
- Holding company
- Wsfs Financial Corp
- Established
- February 18, 1832
- Headquarters
- 500 Delaware Ave, Wilmington, DE 19801
- Website
- www.wsfsbank.com
- Employees
- 2,336
Quick answers
Wilmington Savings Fund Society, FSB: common questions
Is Wilmington Savings Fund Society, FSB FDIC insured?
Yes. Wilmington Savings Fund Society, FSB is an FDIC-insured institution (FDIC certificate #17838). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Wilmington Savings Fund Society, FSB's TellerScore?
71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Wilmington Savings Fund Society, FSB ever failed?
There is no failure record for FDIC certificate #17838 in the FDIC failed bank list.
How many branches does Wilmington Savings Fund Society, FSB have?
95 offices as of the latest FDIC data, in 3 states.
Nearby
Highest-scoring banks and credit unions with branches near Wilmington
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| B. Braun Federal Credit UnionCredit union Allentown, PA | 100 out of 100, Very strong | $1.9M | 25.1% | 0.00% | vs |
| Police & Fire Federal Credit UnionCredit union Philadelphia, PA | 96 out of 100, Very strong | $10.2B | 18.6% | 0.24% | vs |
| HSBC Trust Company (Delaware), National AssociationBank Wilmington, DE | 94 out of 100, Very strong | $57.2M | 97.8% | 0.00% | vs |
| Upper Darby Belltelco Federal Credit UnionCredit union Upper Darby, PA | 94 out of 100, Very strong | $71.6M | 25.3% | 0.69% | vs |
| Applied BankBank Wilmington, DE | 93 out of 100, Very strong | $274.1M | 17.5% | 0.00% | vs |
| Deutsche Bank Trust Company DelawareBank Newark, DE | 93 out of 100, Very strong | $141.4M | 93.2% | 0.00% | vs |