Side-by-side · Q2 2026 data
Winnebago Community Credit Union vs Golden Rule Community Credit Union
Credit union
Winnebago Community Credit Union
Oshkosh, Wisconsin · $100 million – $1 billion
Metric by metric
| Measure | Winnebago Community Credit Union | Golden Rule Community Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 72 |
| Capital cushion | 88 (stronger) | 70 |
| Loan quality | 96 (stronger) | 65 |
| Earnings | 63 (stronger) | 51 |
| Funding & liquidity | 78 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 95 |
| Peer percentile | 87th | 44th |
| Total assets | $176.1M | $42.6M |
| Deposits / shares | $150.8M | $36.9M |
| Capital ratio | 13.75% (stronger) | 12.00% |
| Problem loans | 0.13% (stronger) | 1.05% |
| Net charge-offs | 0.09% | -0.08% (stronger) |
| Return on assets | 1.06% (stronger) | 0.76% |
| Loans ÷ deposits | 81.9% | 32.4% (stronger) |
| Uninsured deposits | 9.1% | 0.7% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Winnebago Community Credit Union has the higher TellerScore (85 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Winnebago Community Credit Union leads on 4 and Golden Rule Community Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.