Side-by-side · Q2 2026 data
Winnebago Community Credit Union vs Members' Advantage Credit Union
Credit union
Winnebago Community Credit Union
Oshkosh, Wisconsin · $100 million – $1 billion
Credit union
Members' Advantage Credit Union
Wisconsin Rapid, Wisconsin · $100 million – $1 billion
Metric by metric
| Measure | Winnebago Community Credit Union | Members' Advantage Credit Union |
|---|---|---|
| TellerScore | 85 | 93 (stronger) |
| Capital cushion | 88 | 100 (stronger) |
| Loan quality | 96 (stronger) | 93 |
| Earnings | 63 | 93 (stronger) |
| Funding & liquidity | 78 (stronger) | 76 |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 87th | 97th |
| Total assets | $176.1M | $185.2M |
| Deposits / shares | $150.8M | $147.0M |
| Capital ratio | 13.75% | 19.23% (stronger) |
| Problem loans | 0.13% (stronger) | 0.21% |
| Net charge-offs | 0.09% (stronger) | 0.21% |
| Return on assets | 1.06% | 1.82% (stronger) |
| Loans ÷ deposits | 81.9% (stronger) | 84.1% |
| Uninsured deposits | 9.1% | 6.4% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Members' Advantage Credit Union has the higher TellerScore (93 vs 85). On the 7 directional measures above (where higher or lower is clearly better), Winnebago Community Credit Union leads on 3 and Members' Advantage Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.