Side-by-side · Q2 2026 data
Winnsboro State Bank & Trust Company vs Sicily Island State Bank
Metric by metric
| Measure | Winnsboro State Bank & Trust Company | Sicily Island State Bank |
|---|---|---|
| TellerScore | 68 | 86 (stronger) |
| Capital cushion | 59 | 82 (stronger) |
| Loan quality | 69 | 96 (stronger) |
| Earnings | 79 | 92 (stronger) |
| Funding & liquidity | 60 | 61 (stronger) |
| Problem-loan coverage | 87 | 98 (stronger) |
| Peer percentile | 37th | 81st |
| Total assets | $425.7M | $92.4M |
| Deposits / shares | $374.8M | $72.9M |
| Capital ratio | 10.85% | 13.19% (stronger) |
| Problem loans | 0.94% | 0.13% (stronger) |
| Net charge-offs | 0.18% | -0.05% (stronger) |
| Return on assets | 1.48% | 1.79% (stronger) |
| Loans ÷ deposits | 89.4% (stronger) | 99.6% |
| Uninsured deposits | 24.6% | 7.0% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.4% | — |
Sicily Island State Bank has the higher TellerScore (86 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Winnsboro State Bank & Trust Company leads on 1 and Sicily Island State Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Winnsboro, LA