Side-by-side · Q2 2026 data
Winter Hill Bank, FSB vs North Brookfield Savings Bank
Metric by metric
| Measure | Winter Hill Bank, FSB | North Brookfield Savings Bank |
|---|---|---|
| TellerScore | 63 | 71 (stronger) |
| Capital cushion | 50 | 59 (stronger) |
| Loan quality | 100 (stronger) | 90 |
| Earnings | 25 | 42 (stronger) |
| Funding & liquidity | 54 | 84 (stronger) |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 24th | 47th |
| Total assets | $407.9M | $448.7M |
| Deposits / shares | $299.3M | $383.2M |
| Capital ratio | 10.04% | 10.92% (stronger) |
| Problem loans | 0.00% (stronger) | 0.29% |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 0.12% | 0.56% (stronger) |
| Loans ÷ deposits | 99.1% | 76.0% (stronger) |
| Uninsured deposits | 21.3% | 12.7% (stronger) |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.0% | — |
North Brookfield Savings Bank has the higher TellerScore (71 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Winter Hill Bank, FSB leads on 2 and North Brookfield Savings Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.