Side-by-side · Q2 2026 data
Winthrop Area Federal Credit Union vs Brewer Federal Credit Union
Metric by metric
| Measure | Winthrop Area Federal Credit Union | Brewer Federal Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 73 |
| Capital cushion | 64 (stronger) | 53 |
| Loan quality | 97 | 97 |
| Earnings | 51 (stronger) | 45 |
| Funding & liquidity | 97 (stronger) | 90 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 74th | 60th |
| Total assets | $106.7M | $117.8M |
| Deposits / shares | $94.2M | $105.3M |
| Capital ratio | 11.43% (stronger) | 10.34% |
| Problem loans | 0.10% | 0.08% (stronger) |
| Net charge-offs | 0.07% (stronger) | 0.13% |
| Return on assets | 0.78% (stronger) | 0.63% |
| Loans ÷ deposits | 63.5% (stronger) | 70.5% |
| Uninsured deposits | 7.2% (stronger) | 8.0% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Winthrop Area Federal Credit Union has the higher TellerScore (78 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Winthrop Area Federal Credit Union leads on 6 and Brewer Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.