Side-by-side · Q2 2026 data
Wintrust Bank, National Association vs St. Martin De Porres Parish Federal Credit Union
Credit union
St. Martin De Porres Parish Federal Credit Union
Chicago, Illinois · Under $100 million in assets
Metric by metric
| Measure | Wintrust Bank, National Association | St. Martin De Porres Parish Federal Credit Union |
|---|---|---|
| TellerScore | 75 | 93 (stronger) |
| Capital cushion | 64 | 100 (stronger) |
| Loan quality | 88 | 100 (stronger) |
| Earnings | 99 (stronger) | 64 |
| Funding & liquidity | 31 | 100 (stronger) |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 77th | 94th |
| Total assets | $9.6B | $383K |
| Deposits / shares | $8.3B | $326K |
| Capital ratio | 11.41% | 14.96% (stronger) |
| Problem loans | 0.36% | 0.00% (stronger) |
| Net charge-offs | 0.24% | 0.00% (stronger) |
| Return on assets | 1.98% (stronger) | 1.10% |
| Loans ÷ deposits | 95.1% | 12.3% (stronger) |
| Uninsured deposits | 45.9% | 0.0% (stronger) |
| Offices | 35 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.0% | — |
St. Martin De Porres Parish Federal Credit Union has the higher TellerScore (93 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Wintrust Bank, National Association leads on 1 and St. Martin De Porres Parish Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.