Side-by-side · Q2 2026 data
Wisdom Heritage Bank vs Community State Bank of Canton
Metric by metric
| Measure | Wisdom Heritage Bank | Community State Bank of Canton |
|---|---|---|
| TellerScore | 78 | 83 (stronger) |
| Capital cushion | 92 (stronger) | 79 |
| Loan quality | 57 | 89 (stronger) |
| Earnings | 63 | 79 (stronger) |
| Funding & liquidity | 95 (stronger) | 78 |
| Problem-loan coverage | 90 | 94 (stronger) |
| Peer percentile | 72nd | 73rd |
| Total assets | $601.3M | $73.0M |
| Deposits / shares | $505.8M | $63.4M |
| Capital ratio | 14.22% (stronger) | 12.90% |
| Problem loans | 1.28% | 0.34% (stronger) |
| Net charge-offs | -0.09% (stronger) | 0.07% |
| Return on assets | 1.06% | 1.49% (stronger) |
| Loans ÷ deposits | 59.4% (stronger) | 82.6% |
| Uninsured deposits | 19.3% | 13.7% (stronger) |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community State Bank of Canton has the higher TellerScore (83 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Wisdom Heritage Bank leads on 3 and Community State Bank of Canton on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.