Side-by-side · Q2 2026 data
Wmcu Credit Union vs Cornerstone Community Financial Credit Union
Credit union
Cornerstone Community Financial Credit Union
Auburn Hills, Michigan · $100 million – $1 billion
Metric by metric
| Measure | Wmcu Credit Union | Cornerstone Community Financial Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 62 |
| Capital cushion | 100 (stronger) | 71 |
| Loan quality | 69 (stronger) | 61 |
| Earnings | 64 (stronger) | 46 |
| Funding & liquidity | 100 (stronger) | 56 |
| Problem-loan coverage | 94 (stronger) | 82 |
| Peer percentile | 86th | 26th |
| Total assets | $455.3M | $470.1M |
| Deposits / shares | $373.3M | $361.8M |
| Capital ratio | 17.32% (stronger) | 12.05% |
| Problem loans | 0.92% (stronger) | 1.18% |
| Net charge-offs | 0.98% | 0.87% (stronger) |
| Return on assets | 1.11% (stronger) | 0.66% |
| Loans ÷ deposits | 55.1% (stronger) | 104.3% |
| Uninsured deposits | 3.2% (stronger) | 5.7% |
| Offices | 11 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 31.3% |
Wmcu Credit Union has the higher TellerScore (84 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Wmcu Credit Union leads on 6 and Cornerstone Community Financial Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.