TellerScore

Side-by-side · Q2 2026 data

Wnb Financial, N.A. vs Security Financial Bank

Bank

Wnb Financial, N.A.

Winona, Minnesota · $100 million – $1 billion

76of 100
Strong

Bank

Security Financial Bank

Durand, Wisconsin · $1 billion – $10 billion

61of 100
Moderate

Metric by metric

MeasureWnb Financial, N.A.Security Financial Bank
TellerScore76 (stronger)61
Capital cushion53 (stronger)47
Loan quality97 (stronger)52
Earnings6085 (stronger)
Funding & liquidity92 (stronger)62
Problem-loan coverage99 (stronger)79
Peer percentile64th24th
Total assets$583.7M$1.0B
Deposits / shares$512.9M$827.5M
Capital ratio10.31% (stronger)9.67%
Problem loans0.08% (stronger)1.44%
Net charge-offs-0.01% (stronger)0.05%
Return on assets1.00%1.64% (stronger)
Loans ÷ deposits67.8% (stronger)90.3%
Uninsured deposits12.3% (stronger)22.0%
Offices68
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)6.7%8.0%

Wnb Financial, N.A. has the higher TellerScore (76 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Wnb Financial, N.A. leads on 6 and Security Financial Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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