Side-by-side · Q2 2026 data
Wnc Community Credit Union vs Mountain Credit Union
Credit union
Wnc Community Credit Union
Waynesville, North Carolina · Under $100 million in assets
Metric by metric
| Measure | Wnc Community Credit Union | Mountain Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 70 |
| Capital cushion | 100 (stronger) | 62 |
| Loan quality | 91 (stronger) | 78 |
| Earnings | 48 (stronger) | 43 |
| Funding & liquidity | 76 | 95 (stronger) |
| Problem-loan coverage | 97 (stronger) | 93 |
| Peer percentile | 72nd | 51st |
| Total assets | $96.0M | $372.4M |
| Deposits / shares | $78.9M | $327.2M |
| Capital ratio | 17.03% (stronger) | 11.22% |
| Problem loans | 0.28% (stronger) | 0.67% |
| Net charge-offs | 0.02% (stronger) | 0.52% |
| Return on assets | 0.70% (stronger) | 0.59% |
| Loans ÷ deposits | 84.1% | 65.4% (stronger) |
| Uninsured deposits | 1.7% (stronger) | 6.6% |
| Offices | 2 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 19.0% |
Wnc Community Credit Union has the higher TellerScore (83 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Wnc Community Credit Union leads on 6 and Mountain Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.