Side-by-side · Q2 2026 data
Wolverine State Credit Union vs Alpena Community Credit Union
Metric by metric
| Measure | Wolverine State Credit Union | Alpena Community Credit Union |
|---|---|---|
| TellerScore | 60 | 90 (stronger) |
| Capital cushion | 46 | 90 (stronger) |
| Loan quality | 76 | 93 (stronger) |
| Earnings | 25 | 75 (stronger) |
| Funding & liquidity | 85 | 100 (stronger) |
| Problem-loan coverage | 90 | 99 (stronger) |
| Peer percentile | 21st | 89th |
| Total assets | $172.9M | $35.6M |
| Deposits / shares | $155.6M | $30.2M |
| Capital ratio | 9.64% | 14.04% (stronger) |
| Problem loans | 0.71% | 0.21% (stronger) |
| Net charge-offs | 0.63% | 0.01% (stronger) |
| Return on assets | 0.11% | 1.37% (stronger) |
| Loans ÷ deposits | 74.8% | 51.8% (stronger) |
| Uninsured deposits | 4.6% | 3.2% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Alpena Community Credit Union has the higher TellerScore (90 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Wolverine State Credit Union leads on 0 and Alpena Community Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.