Side-by-side · Q2 2026 data
Wolverine State Credit Union vs H.P.C. Credit Union
Metric by metric
| Measure | Wolverine State Credit Union | H.P.C. Credit Union |
|---|---|---|
| TellerScore | 60 | 68 (stronger) |
| Capital cushion | 46 | 86 (stronger) |
| Loan quality | 76 (stronger) | 38 |
| Earnings | 25 | 52 (stronger) |
| Funding & liquidity | 85 | 92 (stronger) |
| Problem-loan coverage | 90 (stronger) | 83 |
| Peer percentile | 21st | 45th |
| Total assets | $172.9M | $171.9M |
| Deposits / shares | $155.6M | $148.0M |
| Capital ratio | 9.64% | 13.63% (stronger) |
| Problem loans | 0.71% (stronger) | 1.86% |
| Net charge-offs | 0.63% | 0.27% (stronger) |
| Return on assets | 0.11% | 0.81% (stronger) |
| Loans ÷ deposits | 74.8% | 68.0% (stronger) |
| Uninsured deposits | 4.6% (stronger) | 9.2% |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
H.P.C. Credit Union has the higher TellerScore (68 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Wolverine State Credit Union leads on 2 and H.P.C. Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.