Side-by-side · Q2 2026 data
Wood & Huston Bank vs Southwest Missouri Bank
Metric by metric
| Measure | Wood & Huston Bank | Southwest Missouri Bank |
|---|---|---|
| TellerScore | 82 (stronger) | 68 |
| Capital cushion | 66 (stronger) | 37 |
| Loan quality | 95 (stronger) | 92 |
| Earnings | 100 (stronger) | 61 |
| Funding & liquidity | 55 | 83 (stronger) |
| Problem-loan coverage | 97 | 97 |
| Peer percentile | 93rd | 49th |
| Total assets | $1.2B | $1.2B |
| Deposits / shares | $1.1B | $1.0B |
| Capital ratio | 11.55% (stronger) | 8.73% |
| Problem loans | 0.14% (stronger) | 0.25% |
| Net charge-offs | 0.06% (stronger) | 0.16% |
| Return on assets | 2.08% (stronger) | 1.03% |
| Loans ÷ deposits | 90.9% | 60.7% (stronger) |
| Uninsured deposits | 27.9% (stronger) | 30.3% |
| Offices | 11 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.4% | 12.3% |
Wood & Huston Bank has the higher TellerScore (82 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Wood & Huston Bank leads on 6 and Southwest Missouri Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.