Side-by-side · Q2 2026 data
Wood & Huston Bank vs West Plains Savings and Loan Association
Bank
West Plains Savings and Loan Association
West Plains, Missouri · $100 million – $1 billion
Metric by metric
| Measure | Wood & Huston Bank | West Plains Savings and Loan Association |
|---|---|---|
| TellerScore | 82 (stronger) | 55 |
| Capital cushion | 66 | 100 (stronger) |
| Loan quality | 95 (stronger) | 0 |
| Earnings | 100 (stronger) | 43 |
| Funding & liquidity | 55 | 64 (stronger) |
| Problem-loan coverage | 97 (stronger) | 69 |
| Peer percentile | 93rd | 11th |
| Total assets | $1.2B | $100.5M |
| Deposits / shares | $1.1B | $77.3M |
| Capital ratio | 11.55% | 21.11% (stronger) |
| Problem loans | 0.14% (stronger) | 4.53% |
| Net charge-offs | 0.06% | 0.03% (stronger) |
| Return on assets | 2.08% (stronger) | 0.58% |
| Loans ÷ deposits | 90.9% (stronger) | 96.7% |
| Uninsured deposits | 27.9% | 5.2% (stronger) |
| Offices | 11 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.4% | — |
Wood & Huston Bank has the higher TellerScore (82 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Wood & Huston Bank leads on 4 and West Plains Savings and Loan Association on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.