Side-by-side · Q2 2026 data
Woodford State Bank vs Coulee Bank
Metric by metric
| Measure | Woodford State Bank | Coulee Bank |
|---|---|---|
| TellerScore | 66 (stronger) | 39 |
| Capital cushion | 31 | 41 (stronger) |
| Loan quality | 88 (stronger) | 17 |
| Earnings | 79 (stronger) | 39 |
| Funding & liquidity | 64 (stronger) | 63 |
| Problem-loan coverage | 92 (stronger) | 56 |
| Peer percentile | 31st | 2nd |
| Total assets | $523.4M | $524.4M |
| Deposits / shares | $406.1M | $428.1M |
| Capital ratio | 8.11% | 9.13% (stronger) |
| Problem loans | 0.36% (stronger) | 2.50% |
| Net charge-offs | 0.12% (stronger) | 0.12% |
| Return on assets | 1.47% (stronger) | 0.47% |
| Loans ÷ deposits | 96.7% | 92.1% (stronger) |
| Uninsured deposits | 12.1% (stronger) | 19.8% |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.4% | 5.6% |
Woodford State Bank has the higher TellerScore (66 vs 39). On the 7 directional measures above (where higher or lower is clearly better), Woodford State Bank leads on 5 and Coulee Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.