Side-by-side · Q2 2026 data
Woodford State Bank vs Summit Credit Union
Metric by metric
| Measure | Woodford State Bank | Summit Credit Union |
|---|---|---|
| TellerScore | 66 | 67 (stronger) |
| Capital cushion | 31 | 53 (stronger) |
| Loan quality | 88 (stronger) | 78 |
| Earnings | 79 (stronger) | 70 |
| Funding & liquidity | 64 (stronger) | 59 |
| Problem-loan coverage | 92 (stronger) | 89 |
| Peer percentile | 31st | 47th |
| Total assets | $523.4M | $8.5B |
| Deposits / shares | $406.1M | $6.9B |
| Capital ratio | 8.11% | 10.34% (stronger) |
| Problem loans | 0.36% (stronger) | 0.65% |
| Net charge-offs | 0.12% (stronger) | 0.27% |
| Return on assets | 1.47% (stronger) | 1.26% |
| Loans ÷ deposits | 96.7% (stronger) | 100.9% |
| Uninsured deposits | 12.1% (stronger) | 15.5% |
| Offices | 6 | 34 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.4% | — |
Summit Credit Union has the higher TellerScore (67 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Woodford State Bank leads on 5 and Summit Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Monroe, WI