Side-by-side · Q2 2026 data
Woodforest National Bank vs City Bank
Metric by metric
| Measure | Woodforest National Bank | City Bank |
|---|---|---|
| TellerScore | 60 | 75 (stronger) |
| Capital cushion | 43 | 58 (stronger) |
| Loan quality | 36 | 92 (stronger) |
| Earnings | 100 (stronger) | 81 |
| Funding & liquidity | 74 (stronger) | 57 |
| Problem-loan coverage | 73 | 97 (stronger) |
| Peer percentile | 21st | 77th |
| Total assets | $9.0B | $5.4B |
| Deposits / shares | $8.1B | $4.7B |
| Capital ratio | 9.35% | 10.79% (stronger) |
| Problem loans | 1.93% | 0.25% (stronger) |
| Net charge-offs | 0.26% | 0.05% (stronger) |
| Return on assets | 2.05% (stronger) | 1.52% |
| Loans ÷ deposits | 71.2% (stronger) | 79.0% |
| Uninsured deposits | 28.3% (stronger) | 36.7% |
| Offices | 739 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 16.6% |
City Bank has the higher TellerScore (75 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Woodforest National Bank leads on 3 and City Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.