Side-by-side · Q2 2026 data
Woodlands Bank vs Central Susquehanna Community Federal Credit Union
Credit union
Central Susquehanna Community Federal Credit Union
Danville, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Woodlands Bank | Central Susquehanna Community Federal Credit Union |
|---|---|---|
| TellerScore | 44 | 82 (stronger) |
| Capital cushion | 39 | 71 (stronger) |
| Loan quality | 11 | 100 (stronger) |
| Earnings | 67 (stronger) | 52 |
| Funding & liquidity | 72 | 100 (stronger) |
| Problem-loan coverage | 56 | 100 (stronger) |
| Peer percentile | 4th | 70th |
| Total assets | $640.3M | $37.4M |
| Deposits / shares | $574.2M | $32.8M |
| Capital ratio | 8.86% | 12.07% (stronger) |
| Problem loans | 2.68% | 0.00% (stronger) |
| Net charge-offs | 0.44% | 0.02% (stronger) |
| Return on assets | 1.18% (stronger) | 0.81% |
| Loans ÷ deposits | 78.5% | 56.5% (stronger) |
| Uninsured deposits | 24.2% | 3.8% (stronger) |
| Offices | 8 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.4% | — |
Central Susquehanna Community Federal Credit Union has the higher TellerScore (82 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Woodlands Bank leads on 1 and Central Susquehanna Community Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.