TellerScore

Headquartered in Danville, Pennsylvania, Central Susquehanna Community Federal Credit Union is a federal credit union with $37.4M in total assets and $32.8M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1961.

Based on its Q2 2026 filing, Central Susquehanna Community Federal Credit Union scores 82/100, which we describe as strong. That is higher than 70% of 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 84th. Its strongest component is loan quality (100/100; 0.00%), and its lowest is earnings (52/100; 0.81%).

TellerScore · Q2 2026

Scorecard

Capital cushion71/100
Net worth ratio: 12.07%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings52/100
Return on assets (annualized): 0.81%
Funding & liquidity100/100
Loans ÷ shares: 56.5% · 3.8% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (79 → 82), mostly because the earnings component improved by 13 points.

TellerScore
788184Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202484
Q3 202483
Q4 202484
Q1 202578
Q2 202579
Q3 202579
Q4 202579
Q1 202682
Q2 202682
Net worth ratio
7.00%9.85%12.70%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202412.00%
Q3 202412.38%
Q4 202412.70%
Q1 202512.25%
Q2 202512.02%
Q3 202512.19%
Q4 202512.10%
Q1 202611.86%
Q2 202612.07%
Delinquent loans (60+ days)
0.00%0.04%0.08%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.03%
Q4 20240.08%
Q1 20250.05%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.29%0.73%1.18%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.18%
Q3 20240.90%
Q4 20240.98%
Q1 20250.29%
Q2 20250.48%
Q3 20250.40%
Q4 20250.48%
Q1 20260.88%
Q2 20260.81%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202682$37.4M12.07%0.00%0.81%56.5%
Q1 202682$37.7M11.86%0.00%0.88%55.3%
Q4 202579$36.3M12.10%0.00%0.48%56.4%
Q3 202579$35.4M12.19%0.00%0.40%58.9%
Q2 202579$35.8M12.02%0.00%0.48%55.2%
Q1 202578$34.8M12.25%0.05%0.29%55.2%
Q4 202484$33.4M12.70%0.08%0.98%54.2%
Q3 202483$32.6M12.38%0.03%0.90%53.6%
Q2 202484$32.5M12.00%0.00%1.18%49.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.07%
32nd
Problem loans0.00%
94th
Net charge-offs0.02%
67th
Return on assets0.81%
58th
Loans to deposits56.5%
53rd
Uninsured deposits3.8%
30th
Loan-loss reserves0.00%
37th
Texas ratio0.0%
93rd

Similar-size credit unions in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
Franklin Johnstown Federal Credit UnionCredit union Johnstown, PA79 out of 100, Strong$37.3M13.7%0.42%vs
Vasco Federal Credit UnionCredit union Latrobe, PA68 out of 100, Moderate$36.7M11.6%1.23%vs
Norwin Teachers Federal Credit UnionCredit union North Huntingdo, PA73 out of 100, Strong$38.8M10.8%0.73%vs
Bucks County Employees Credit UnionCredit union Doylestown, PA71 out of 100, Strong$39.2M12.2%0.91%vs
A & S Federal Credit UnionCredit union Aliquippa, PA95 out of 100, Very strong$39.3M15.1%0.55%vs
Hazleton School Employees Credit UnionCredit union Hazleton, PA80 out of 100, Strong$35.4M21.8%1.96%vs

Deposit insurance

Is my money safe at Central Susquehanna Community Federal Credit Union?

Yes. Central Susquehanna Community Federal Credit Union is a federally insured credit union (NCUA charter #14180). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.8% of shares and deposits ($1.2M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.07%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Central Susquehanna Community Federal Credit Union lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Central Susquehanna Community Federal Credit Union
Type
Federal credit union
NCUA charter #
14180
RSSD ID
341981
Primary regulator
NCUA
Established
1961
Headquarters
530 E Market St, Danville, PA 17821
Employees
7

Quick answers

Central Susquehanna Community Federal Credit Union: common questions

Is Central Susquehanna Community Federal Credit Union NCUA insured?

Yes. Central Susquehanna Community Federal Credit Union is a federally insured credit union (NCUA charter #14180). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Central Susquehanna Community Federal Credit Union's TellerScore?

82 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Central Susquehanna Community Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

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