Side-by-side · Q2 2026 data
Woodlands Bank vs Wyrope Williamsport Federal Credit Union
Credit union
Wyrope Williamsport Federal Credit Union
S Williamsport, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Woodlands Bank | Wyrope Williamsport Federal Credit Union |
|---|---|---|
| TellerScore | 44 | 81 (stronger) |
| Capital cushion | 39 | 96 (stronger) |
| Loan quality | 11 | 64 (stronger) |
| Earnings | 67 (stronger) | 59 |
| Funding & liquidity | 72 | 100 (stronger) |
| Problem-loan coverage | 56 | 95 (stronger) |
| Peer percentile | 4th | 68th |
| Total assets | $640.3M | $43.8M |
| Deposits / shares | $574.2M | $37.3M |
| Capital ratio | 8.86% | 14.58% (stronger) |
| Problem loans | 2.68% | 1.08% (stronger) |
| Net charge-offs | 0.44% (stronger) | 0.78% |
| Return on assets | 1.18% (stronger) | 0.97% |
| Loans ÷ deposits | 78.5% | 40.5% (stronger) |
| Uninsured deposits | 24.2% | 1.2% (stronger) |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.4% | — |
Wyrope Williamsport Federal Credit Union has the higher TellerScore (81 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Woodlands Bank leads on 2 and Wyrope Williamsport Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.