TellerScore

Headquartered in S Williamsport, Pennsylvania, Wyrope Williamsport Federal Credit Union is a federal credit union with $43.8M in total assets and $37.3M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1957.

Wyrope Williamsport Federal Credit Union has a TellerScore of 81 out of 100 (strong) based on Q2 2026 data — higher than 68% of its 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 92nd. Funding & liquidity contributes the most (100/100, 40% loans-to-deposits, 1% uninsured); earnings contributes the least (59/100, 0.97%).

TellerScore · Q2 2026

Scorecard

Capital cushion96/100
Net worth ratio: 14.58%
Loan quality64/100
Loans 60+ days delinquent ÷ total loans: 1.08%
Earnings59/100
Return on assets (annualized): 0.97%
Funding & liquidity100/100
Loans ÷ shares: 40.5% · 1.2% uninsured
Problem-loan coverage95/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.55%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (78 → 81), mostly because the loan quality component improved by 19 points.

TellerScore
768287Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202486
Q3 202486
Q4 202487
Q1 202576
Q2 202578
Q3 202581
Q4 202580
Q1 202680
Q2 202681
Net worth ratio
7.00%10.93%14.85%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202413.11%
Q3 202414.01%
Q4 202414.39%
Q1 202514.29%
Q2 202514.50%
Q3 202514.85%
Q4 202514.83%
Q1 202614.36%
Q2 202614.58%
Delinquent loans (60+ days)
0.47%1.11%1.75%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.47%
Q3 20240.68%
Q4 20240.81%
Q1 20251.75%
Q2 20251.65%
Q3 20251.55%
Q4 20251.51%
Q1 20261.04%
Q2 20261.08%
Return on assets
0.90%1.19%1.48%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.46%
Q3 20241.42%
Q4 20241.48%
Q1 20251.12%
Q2 20251.30%
Q3 20251.37%
Q4 20251.17%
Q1 20260.90%
Q2 20260.97%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202681$43.8M14.58%1.08%0.97%40.5%
Q1 202680$43.7M14.36%1.04%0.90%40.8%
Q4 202580$41.6M14.83%1.51%1.17%43.6%
Q3 202581$41.2M14.85%1.55%1.37%43.8%
Q2 202578$41.1M14.50%1.65%1.30%42.9%
Q1 202576$40.6M14.29%1.75%1.12%37.6%
Q4 202487$39.5M14.39%0.81%1.48%37.9%
Q3 202486$39.5M14.01%0.68%1.42%39.6%
Q2 202486$41.3M13.11%0.47%1.46%37.7%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.58%
51st
Problem loans1.08%
37th
Net charge-offs0.78%
18th
Return on assets0.97%
66th
Loans to deposits40.5%
78th
Uninsured deposits1.2%
52nd
Loan-loss reserves0.00%
37th
Texas ratio2.5%
46th

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InstitutionScoreAssetsCapitalProblem loansCompare
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Glass Cap Federal Credit UnionCredit union Connellsville, PA89 out of 100, Very strong$45.4M18.3%0.76%vs
North Districts Credit UnionCredit union Gibsonia, PA65 out of 100, Moderate$45.4M15.4%4.70%vs
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New Directions Community Credit UnionCredit union Franklin, PA75 out of 100, Strong$40.7M14.5%0.76%vs

Deposit insurance

Is my money safe at Wyrope Williamsport Federal Credit Union?

Yes. Wyrope Williamsport Federal Credit Union is a federally insured credit union (NCUA charter #11689). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.2% of shares and deposits ($451K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 14.58%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Wyrope Williamsport Federal Credit Union lists 1 office in 1 city. Most locations:

  • S Williamsport, PA (1)

All branch addresses and map

Identity & history

Profile

Legal name
Wyrope Williamsport Federal Credit Union
Type
Federal credit union
NCUA charter #
11689
RSSD ID
863885
Primary regulator
NCUA
Established
1957
Headquarters
1536 Riverside Dr, S Williamsport, PA 17702
Employees
9

Quick answers

Wyrope Williamsport Federal Credit Union: common questions

Is Wyrope Williamsport Federal Credit Union NCUA insured?

Yes. Wyrope Williamsport Federal Credit Union is a federally insured credit union (NCUA charter #11689). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Wyrope Williamsport Federal Credit Union's TellerScore?

81 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Wyrope Williamsport Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near S Williamsport

InstitutionScoreAssetsCapitalProblem loansCompare
Montoursville Area Federal Credit UnionCredit union Montoursville, PA91 out of 100, Very strong$6.2M14.2%0.03%vs
Palco Federal Credit UnionCredit union Muncy, PA87 out of 100, Very strong$109.3M13.1%0.20%vs
Williamsport Teachers Credit UnionCredit union South Williamsp, PA85 out of 100, Very strong$15.6M19.5%0.56%vs
The Turbotville National BankBank Turbotville, PA85 out of 100, Very strong$243.5M16.5%1.10%vs
Milton Savings BankBank Milton, PA81 out of 100, Strong$90.6M16.9%0.06%vs
Pennsylvania State Employees Credit UnionCredit union Harrisburg, PA80 out of 100, Strong$9.7B11.8%0.75%vs