Side-by-side · Q2 2026 data
Woodsboro Bank vs Eastern Savings Bank, FSB
Metric by metric
| Measure | Woodsboro Bank | Eastern Savings Bank, FSB |
|---|---|---|
| TellerScore | 70 (stronger) | 63 |
| Capital cushion | 38 | 100 (stronger) |
| Loan quality | 97 (stronger) | 0 |
| Earnings | 65 | 100 (stronger) |
| Funding & liquidity | 74 (stronger) | 44 |
| Problem-loan coverage | 98 (stronger) | 62 |
| Peer percentile | 43rd | 24th |
| Total assets | $483.3M | $336.4M |
| Deposits / shares | $445.9M | $208.0M |
| Capital ratio | 8.77% | 30.96% (stronger) |
| Problem loans | 0.09% (stronger) | 6.73% |
| Net charge-offs | -0.02% (stronger) | -0.00% |
| Return on assets | 1.11% | 2.27% (stronger) |
| Loans ÷ deposits | 76.2% (stronger) | 116.2% |
| Uninsured deposits | 24.1% | 20.9% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.1% | — |
Woodsboro Bank has the higher TellerScore (70 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Woodsboro Bank leads on 4 and Eastern Savings Bank, FSB on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.