Side-by-side · Q2 2026 data
Woodsboro Bank vs Point Breeze Credit Union
Metric by metric
| Measure | Woodsboro Bank | Point Breeze Credit Union |
|---|---|---|
| TellerScore | 70 | 78 (stronger) |
| Capital cushion | 38 | 90 (stronger) |
| Loan quality | 97 (stronger) | 89 |
| Earnings | 65 (stronger) | 37 |
| Funding & liquidity | 74 | 80 (stronger) |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 43rd | 84th |
| Total assets | $483.3M | $1.1B |
| Deposits / shares | $445.9M | $914.1M |
| Capital ratio | 8.77% | 14.02% (stronger) |
| Problem loans | 0.09% (stronger) | 0.32% |
| Net charge-offs | -0.02% (stronger) | 0.18% |
| Return on assets | 1.11% (stronger) | 0.42% |
| Loans ÷ deposits | 76.2% (stronger) | 79.8% |
| Uninsured deposits | 24.1% | 5.2% (stronger) |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.1% | 7.6% |
Point Breeze Credit Union has the higher TellerScore (78 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Woodsboro Bank leads on 4 and Point Breeze Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.