Side-by-side · Q2 2026 data
Woodsboro Bank vs The Farmers Bank of Willards
Metric by metric
| Measure | Woodsboro Bank | The Farmers Bank of Willards |
|---|---|---|
| TellerScore | 70 | 76 (stronger) |
| Capital cushion | 38 | 71 (stronger) |
| Loan quality | 97 (stronger) | 77 |
| Earnings | 65 | 74 (stronger) |
| Funding & liquidity | 74 | 77 (stronger) |
| Problem-loan coverage | 98 (stronger) | 88 |
| Peer percentile | 43rd | 64th |
| Total assets | $483.3M | $547.6M |
| Deposits / shares | $445.9M | $472.6M |
| Capital ratio | 8.77% | 12.13% (stronger) |
| Problem loans | 0.09% (stronger) | 0.70% |
| Net charge-offs | -0.02% (stronger) | 0.11% |
| Return on assets | 1.11% | 1.35% (stronger) |
| Loans ÷ deposits | 76.2% (stronger) | 83.0% |
| Uninsured deposits | 24.1% | 14.3% (stronger) |
| Offices | 5 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.1% | — |
The Farmers Bank of Willards has the higher TellerScore (76 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Woodsboro Bank leads on 3 and The Farmers Bank of Willards on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.