Side-by-side · Q2 2026 data
Woodtrust Bank vs Bank of Luxemburg
Metric by metric
| Measure | Woodtrust Bank | Bank of Luxemburg |
|---|---|---|
| TellerScore | 68 | 68 |
| Capital cushion | 59 (stronger) | 46 |
| Loan quality | 56 | 94 (stronger) |
| Earnings | 100 (stronger) | 52 |
| Funding & liquidity | 48 | 70 (stronger) |
| Problem-loan coverage | 87 | 97 (stronger) |
| Peer percentile | 37th | 37th |
| Total assets | $734.8M | $723.4M |
| Deposits / shares | $600.7M | $627.2M |
| Capital ratio | 10.93% (stronger) | 9.64% |
| Problem loans | 1.33% | 0.18% (stronger) |
| Net charge-offs | 1.07% | 0.02% (stronger) |
| Return on assets | 3.43% (stronger) | 0.80% |
| Loans ÷ deposits | 62.4% (stronger) | 88.0% |
| Uninsured deposits | 60.4% | 17.1% (stronger) |
| Offices | 5 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.1% | 7.5% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Woodtrust Bank leads on 3 and Bank of Luxemburg on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.