Side-by-side · Q2 2026 data
Woodtrust Bank vs First Choice Credit Union
Credit union
First Choice Credit Union
Marshfield, Wisconsin · Under $100 million in assets
Metric by metric
| Measure | Woodtrust Bank | First Choice Credit Union |
|---|---|---|
| TellerScore | 68 | 89 (stronger) |
| Capital cushion | 59 | 100 (stronger) |
| Loan quality | 56 | 78 (stronger) |
| Earnings | 100 (stronger) | 86 |
| Funding & liquidity | 48 | 87 (stronger) |
| Problem-loan coverage | 87 | 95 (stronger) |
| Peer percentile | 37th | 87th |
| Total assets | $734.8M | $51.0M |
| Deposits / shares | $600.7M | $42.2M |
| Capital ratio | 10.93% | 16.34% (stronger) |
| Problem loans | 1.33% | 0.65% (stronger) |
| Net charge-offs | 1.07% | 0.37% (stronger) |
| Return on assets | 3.43% (stronger) | 1.66% |
| Loans ÷ deposits | 62.4% (stronger) | 72.8% |
| Uninsured deposits | 60.4% | 0.0% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.1% | — |
First Choice Credit Union has the higher TellerScore (89 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Woodtrust Bank leads on 2 and First Choice Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.