Side-by-side · Q2 2026 data
Woodtrust Bank vs The Portage County Bank
Metric by metric
| Measure | Woodtrust Bank | The Portage County Bank |
|---|---|---|
| TellerScore | 68 | 83 (stronger) |
| Capital cushion | 59 | 77 (stronger) |
| Loan quality | 56 | 97 (stronger) |
| Earnings | 100 (stronger) | 75 |
| Funding & liquidity | 48 | 71 (stronger) |
| Problem-loan coverage | 87 | 99 (stronger) |
| Peer percentile | 37th | 84th |
| Total assets | $734.8M | $210.1M |
| Deposits / shares | $600.7M | $173.5M |
| Capital ratio | 10.93% | 12.69% (stronger) |
| Problem loans | 1.33% | 0.10% (stronger) |
| Net charge-offs | 1.07% | -0.00% (stronger) |
| Return on assets | 3.43% (stronger) | 1.36% |
| Loans ÷ deposits | 62.4% (stronger) | 71.5% |
| Uninsured deposits | 60.4% | 31.1% (stronger) |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.1% | — |
The Portage County Bank has the higher TellerScore (83 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Woodtrust Bank leads on 2 and The Portage County Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.