Side-by-side · Q2 2026 data
Worcester Police Department Federal Credit Union vs Worcester Fire Dept. Credit Union
Credit union
Worcester Police Department Federal Credit Union
Worcester, Massachusetts · Under $100 million in assets
Credit union
Worcester Fire Dept. Credit Union
Worcester, Massachusetts · Under $100 million in assets
Metric by metric
| Measure | Worcester Police Department Federal Credit Union | Worcester Fire Dept. Credit Union |
|---|---|---|
| TellerScore | 69 | 78 (stronger) |
| Capital cushion | 67 | 82 (stronger) |
| Loan quality | 84 (stronger) | 70 |
| Earnings | 36 | 54 (stronger) |
| Funding & liquidity | 74 | 100 (stronger) |
| Problem-loan coverage | 94 | 97 (stronger) |
| Peer percentile | 38th | 59th |
| Total assets | $25.5M | $47.1M |
| Deposits / shares | $22.2M | $40.9M |
| Capital ratio | 11.67% | 13.18% (stronger) |
| Problem loans | 0.48% (stronger) | 0.91% |
| Net charge-offs | 0.14% | 0.01% (stronger) |
| Return on assets | 0.40% | 0.85% (stronger) |
| Loans ÷ deposits | 86.0% | 25.0% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 10.1% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Worcester Fire Dept. Credit Union has the higher TellerScore (78 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Worcester Police Department Federal Credit Union leads on 2 and Worcester Fire Dept. Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.