Side-by-side · Q2 2026 data
Worthington Federal Savings Bank, FSB vs Employees Credit Union
Metric by metric
| Measure | Worthington Federal Savings Bank, FSB | Employees Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 70 |
| Capital cushion | 98 | 100 (stronger) |
| Loan quality | 78 (stronger) | 0 |
| Earnings | 45 | 84 (stronger) |
| Funding & liquidity | 82 | 100 (stronger) |
| Problem-loan coverage | 94 (stronger) | 85 |
| Peer percentile | 77th | 51st |
| Total assets | $135.4M | $203.4M |
| Deposits / shares | $113.3M | $164.1M |
| Capital ratio | 14.83% | 18.96% (stronger) |
| Problem loans | 0.65% (stronger) | 3.25% |
| Net charge-offs | 0.00% (stronger) | 0.25% |
| Return on assets | 0.61% | 1.61% (stronger) |
| Loans ÷ deposits | 77.9% | 53.5% (stronger) |
| Uninsured deposits | 3.9% (stronger) | 11.4% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Worthington Federal Savings Bank, FSB has the higher TellerScore (80 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Worthington Federal Savings Bank, FSB leads on 4 and Employees Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.