Side-by-side · Q2 2026 data
Wrentham Co-operative Bank vs Stoughton Town Employees Federal Credit Union
Credit union
Stoughton Town Employees Federal Credit Union
Stoughton, Massachusetts · Under $100 million in assets
Metric by metric
| Measure | Wrentham Co-operative Bank | Stoughton Town Employees Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 89 (stronger) |
| Capital cushion | 33 | 100 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 22 | 46 (stronger) |
| Funding & liquidity | 83 | 96 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 22nd | 87th |
| Total assets | $192.6M | $2.4M |
| Deposits / shares | $175.8M | $2.0M |
| Capital ratio | 8.34% | 16.57% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% (stronger) | 0.49% |
| Return on assets | 0.04% | 0.64% (stronger) |
| Loans ÷ deposits | 67.2% | 64.4% (stronger) |
| Uninsured deposits | 24.0% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Stoughton Town Employees Federal Credit Union has the higher TellerScore (89 vs 62). On the 6 directional measures above (where higher or lower is clearly better), Wrentham Co-operative Bank leads on 1 and Stoughton Town Employees Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.