Side-by-side · Q2 2026 data
Wright-Dunbar Area Credit Union vs Postal Family Credit Union, Inc.
Metric by metric
| Measure | Wright-Dunbar Area Credit Union | Postal Family Credit Union, Inc. |
|---|---|---|
| TellerScore | 54 | 79 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 52 (stronger) |
| Earnings | 39 | 61 (stronger) |
| Funding & liquidity | 100 (stronger) | 95 |
| Problem-loan coverage | 14 | 92 (stronger) |
| Peer percentile | 13th | 62nd |
| Total assets | $360K | $66.2M |
| Deposits / shares | $290K | $53.7M |
| Capital ratio | 18.47% (stronger) | 18.10% |
| Problem loans | 24.93% | 1.44% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.04% |
| Return on assets | 0.47% | 1.02% (stronger) |
| Loans ÷ deposits | 42.9% (stronger) | 65.4% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Postal Family Credit Union, Inc. has the higher TellerScore (79 vs 54). On the 6 directional measures above (where higher or lower is clearly better), Wright-Dunbar Area Credit Union leads on 3 and Postal Family Credit Union, Inc. on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.