Side-by-side · Q2 2026 data
WSB Municipal Bank vs Savannah Bank National Association
Metric by metric
| Measure | WSB Municipal Bank | Savannah Bank National Association |
|---|---|---|
| TellerScore | 93 (stronger) | 66 |
| Capital cushion | 100 (stronger) | 39 |
| Loan quality | 100 (stronger) | 92 |
| Earnings | 100 (stronger) | 47 |
| Funding & liquidity | 50 | 79 (stronger) |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 98th | 31st |
| Total assets | $152.3M | $187.2M |
| Deposits / shares | $98.5M | $170.3M |
| Capital ratio | 15.23% (stronger) | 8.92% |
| Problem loans | 0.00% (stronger) | 0.23% |
| Net charge-offs | 0.00% | -0.05% (stronger) |
| Return on assets | 2.37% (stronger) | 0.66% |
| Loans ÷ deposits | 0.0% (stronger) | 52.8% |
| Uninsured deposits | 71.6% | 33.9% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
WSB Municipal Bank has the higher TellerScore (93 vs 66). On the 7 directional measures above (where higher or lower is clearly better), WSB Municipal Bank leads on 5 and Savannah Bank National Association on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.