Side-by-side · Q2 2026 data
Wyrope Williamsport Federal Credit Union vs Montoursville Area Federal Credit Union
Credit union
Wyrope Williamsport Federal Credit Union
S Williamsport, Pennsylvania · Under $100 million in assets
Credit union
Montoursville Area Federal Credit Union
Montoursville, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Wyrope Williamsport Federal Credit Union | Montoursville Area Federal Credit Union |
|---|---|---|
| TellerScore | 81 | 91 (stronger) |
| Capital cushion | 96 (stronger) | 92 |
| Loan quality | 64 | 99 (stronger) |
| Earnings | 59 | 68 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 68th | 90th |
| Total assets | $43.8M | $6.2M |
| Deposits / shares | $37.3M | $5.3M |
| Capital ratio | 14.58% (stronger) | 14.19% |
| Problem loans | 1.08% | 0.03% (stronger) |
| Net charge-offs | 0.78% | 0.40% (stronger) |
| Return on assets | 0.97% | 1.21% (stronger) |
| Loans ÷ deposits | 40.5% | 32.9% (stronger) |
| Uninsured deposits | 1.2% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Montoursville Area Federal Credit Union has the higher TellerScore (91 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Wyrope Williamsport Federal Credit Union leads on 1 and Montoursville Area Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.