Side-by-side · Q2 2026 data
Xavier University Federal Credit Union vs Cabot Employees Credit Union
Credit union
Xavier University Federal Credit Union
New Orleans, Louisiana · Under $100 million in assets
Credit union
Cabot Employees Credit Union
Franklin, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Xavier University Federal Credit Union | Cabot Employees Credit Union |
|---|---|---|
| TellerScore | 72 | 89 (stronger) |
| Capital cushion | 90 | 100 (stronger) |
| Loan quality | 27 | 100 (stronger) |
| Earnings | 70 (stronger) | 59 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 92 (stronger) | 75 |
| Peer percentile | 44th | 87th |
| Total assets | $1.7M | $1.3M |
| Deposits / shares | $1.5M | $910K |
| Capital ratio | 14.02% | 26.97% (stronger) |
| Problem loans | 2.18% | 0.00% (stronger) |
| Net charge-offs | 1.54% (stronger) | 7.16% |
| Return on assets | 1.24% (stronger) | 0.98% |
| Loans ÷ deposits | 31.1% (stronger) | 46.9% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cabot Employees Credit Union has the higher TellerScore (89 vs 72). On the 6 directional measures above (where higher or lower is clearly better), Xavier University Federal Credit Union leads on 3 and Cabot Employees Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.