Headquartered in New Orleans, Louisiana, Xavier University Federal Credit Union is a federal credit union with $1.7M in total assets and $1.5M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1959.
Based on its Q2 2026 filing, Xavier University Federal Credit Union scores 72/100, which we describe as strong. That is higher than only 44% of 2,479 credit unions with under $100 million in assets. Among 136 credit unions headquartered in Louisiana, it ranks 65th. Its strongest component is funding & liquidity (100/100; 31% loans-to-deposits, 0% uninsured), and its lowest is loan quality (27/100; 2.18%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 8 points (64 → 72), mostly because the earnings component weakened by 30 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 29 |
| Q3 2024 | 28 |
| Q4 2024 | 32 |
| Q1 2025 | 43 |
| Q2 2025 | 64 |
| Q3 2025 | 65 |
| Q4 2025 | 71 |
| Q1 2026 | 59 |
| Q2 2026 | 72 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 8.09% |
| Q3 2024 | 7.36% |
| Q4 2024 | 7.95% |
| Q1 2025 | 7.38% |
| Q2 2025 | 11.90% |
| Q3 2025 | 12.27% |
| Q4 2025 | 14.21% |
| Q1 2026 | 13.93% |
| Q2 2026 | 14.02% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 9.63% |
| Q3 2024 | 7.58% |
| Q4 2024 | 3.13% |
| Q1 2025 | 1.60% |
| Q2 2025 | 4.39% |
| Q3 2025 | 4.40% |
| Q4 2025 | 3.07% |
| Q1 2026 | 3.65% |
| Q2 2026 | 2.18% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -3.51% |
| Q3 2024 | -3.31% |
| Q4 2024 | -1.88% |
| Q1 2025 | -1.06% |
| Q2 2025 | 9.05% |
| Q3 2025 | 6.30% |
| Q4 2025 | 6.12% |
| Q1 2026 | 0.63% |
| Q2 2026 | 1.24% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 72 | $1.7M | 14.02% | 2.18% | 1.24% | 31.1% |
| Q1 2026 | 59 | $1.6M | 13.93% | 3.65% | 0.63% | 34.7% |
| Q4 2025 | 71 | $1.6M | 14.21% | 3.07% | 6.12% | 37.1% |
| Q3 2025 | 65 | $1.7M | 12.27% | 4.40% | 6.30% | 33.2% |
| Q2 2025 | 64 | $1.7M | 11.90% | 4.39% | 9.05% | 33.5% |
| Q1 2025 | 43 | $1.7M | 7.38% | 1.60% | -1.06% | 32.6% |
| Q4 2024 | 32 | $1.6M | 7.95% | 3.13% | -1.88% | 38.7% |
| Q3 2024 | 28 | $1.6M | 7.36% | 7.58% | -3.31% | 37.1% |
| Q2 2024 | 29 | $1.6M | 8.09% | 9.63% | -3.51% | 34.5% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Louisiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Judicial & Justice Federal Credit UnionCredit union New Orleans, LA | 45 out of 100, Below average | $1.6M | 10.6% | 3.27% | vs |
| James Ward, Jr. Federal Credit UnionCredit union Jennings, LA | 62 out of 100, Moderate | $1.9M | 34.1% | 5.33% | vs |
| Arabi Sugar Workers Federal Credit UnionCredit union New Orleans, LA | 52 out of 100, Below average | $2.0M | 38.6% | 12.08% | vs |
| Cabot Employees Credit UnionCredit union Franklin, LA | 89 out of 100, Very strong | $1.3M | 27.0% | 0.00% | vs |
| Teamsters Local Union #270 Federal Credit UnionCredit union New Orleans, LA | 67 out of 100, Moderate | $1.0M | 14.9% | 5.94% | vs |
| W B R T Federal Credit UnionCredit union Port Allen, LA | 46 out of 100, Below average | $2.4M | 24.6% | 10.77% | vs |
Deposit insurance
Is my money safe at Xavier University Federal Credit Union?
Yes. Xavier University Federal Credit Union is a federally insured credit union (NCUA charter #12748). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 14.02%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Xavier University Federal Credit Union lists 1 office in 1 city. Most locations:
- New Orleans, LA (1)
Identity & history
Profile
- Legal name
- Xavier University Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 12748
- RSSD ID
- 162588
- Primary regulator
- NCUA
- Established
- 1959
- Headquarters
- 1 Drexel Dr, New Orleans, LA 70125
- Employees
- 1
Quick answers
Xavier University Federal Credit Union: common questions
Is Xavier University Federal Credit Union NCUA insured?
Yes. Xavier University Federal Credit Union is a federally insured credit union (NCUA charter #12748). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Xavier University Federal Credit Union's TellerScore?
72 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Xavier University Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near New Orleans
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| G G W Federal Credit UnionCredit union New Orleans, LA | 97 out of 100, Very strong | $960K | 26.7% | 0.00% | vs |
| St. Bernard Parish School Board Emp Federal Credit UnionCredit union Chalmette, LA | 93 out of 100, Very strong | $15.9M | 37.6% | 0.38% | vs |
| Internal Revenue Federal Credit UnionCredit union New Orleans, LA | 89 out of 100, Very strong | $22.5M | 14.1% | 0.22% | vs |
| Crescent BankBank Metairie, LA | 89 out of 100, Very strong | $1.1B | 15.0% | 1.28% | vs |
| First National Bank USABank Boutte, LA | 89 out of 100, Very strong | $249.1M | 14.1% | 0.03% | vs |
| Barton Plant Employees Federal Credit UnionCredit union Luling, LA | 87 out of 100, Very strong | $15.7M | 33.0% | 0.14% | vs |