Side-by-side · Q2 2026 data
Xavier University Federal Credit Union vs T E a Federal Credit Union
Credit union
Xavier University Federal Credit Union
New Orleans, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Xavier University Federal Credit Union | T E a Federal Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 30 |
| Capital cushion | 90 (stronger) | 31 |
| Loan quality | 27 (stronger) | 0 |
| Earnings | 70 (stronger) | 6 |
| Funding & liquidity | 100 (stronger) | 92 |
| Problem-loan coverage | 92 (stronger) | 59 |
| Peer percentile | 44th | 1st |
| Total assets | $1.7M | $2.5M |
| Deposits / shares | $1.5M | $2.3M |
| Capital ratio | 14.02% (stronger) | 8.08% |
| Problem loans | 2.18% (stronger) | 3.10% |
| Net charge-offs | 1.54% | 0.05% (stronger) |
| Return on assets | 1.24% (stronger) | -0.36% |
| Loans ÷ deposits | 31.1% (stronger) | 68.6% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Xavier University Federal Credit Union has the higher TellerScore (72 vs 30). On the 6 directional measures above (where higher or lower is clearly better), Xavier University Federal Credit Union leads on 5 and T E a Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.