Side-by-side · Q2 2026 data
Xplore Federal Credit Union vs Department of Corrections Credit Union
Credit union
Department of Corrections Credit Union
Baton Rouge, Louisiana · $100 million – $1 billion
Metric by metric
| Measure | Xplore Federal Credit Union | Department of Corrections Credit Union |
|---|---|---|
| TellerScore | 67 | 90 (stronger) |
| Capital cushion | 70 | 100 (stronger) |
| Loan quality | 87 (stronger) | 81 |
| Earnings | 23 | 86 (stronger) |
| Funding & liquidity | 71 | 86 (stronger) |
| Problem-loan coverage | 94 | 97 (stronger) |
| Peer percentile | 41st | 95th |
| Total assets | $147.1M | $126.3M |
| Deposits / shares | $117.7M | $96.0M |
| Capital ratio | 11.99% | 23.38% (stronger) |
| Problem loans | 0.38% (stronger) | 0.57% |
| Net charge-offs | 0.29% (stronger) | 0.39% |
| Return on assets | 0.08% | 1.64% (stronger) |
| Loans ÷ deposits | 89.0% | 74.4% (stronger) |
| Uninsured deposits | 4.7% | 1.5% (stronger) |
| Offices | 3 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.1% | — |
Department of Corrections Credit Union has the higher TellerScore (90 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Xplore Federal Credit Union leads on 2 and Department of Corrections Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.