Xplore Federal Credit Union (NCUA charter #23017) is based in Metairie, Louisiana. Its Q2 2026 call report shows $147.1M in total assets and $117.7M in member shares and deposits and 3 offices.
Xplore Federal Credit Union has a TellerScore of 67 out of 100 (moderate) based on Q2 2026 data — higher than only 41% of its 1,341 credit unions with $100 million – $1 billion. Among 136 credit unions headquartered in Louisiana, it ranks 81st. Problem-loan coverage contributes the most (94/100, 3.2%); earnings contributes the least (23/100, 0.08%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 4 points (71 → 67), mostly because the earnings component weakened by 15 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 76 |
| Q3 2024 | 71 |
| Q4 2024 | 69 |
| Q1 2025 | 71 |
| Q2 2025 | 71 |
| Q3 2025 | 70 |
| Q4 2025 | 71 |
| Q1 2026 | 67 |
| Q2 2026 | 67 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 11.43% |
| Q3 2024 | 11.40% |
| Q4 2024 | 11.31% |
| Q1 2025 | 11.59% |
| Q2 2025 | 11.96% |
| Q3 2025 | 11.98% |
| Q4 2025 | 11.97% |
| Q1 2026 | 11.64% |
| Q2 2026 | 11.99% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.23% |
| Q3 2024 | 0.25% |
| Q4 2024 | 0.16% |
| Q1 2025 | 0.15% |
| Q2 2025 | 0.27% |
| Q3 2025 | 0.26% |
| Q4 2025 | 0.26% |
| Q1 2026 | 0.32% |
| Q2 2026 | 0.38% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.18% |
| Q3 2024 | 0.58% |
| Q4 2024 | 0.32% |
| Q1 2025 | 0.41% |
| Q2 2025 | 0.46% |
| Q3 2025 | 0.33% |
| Q4 2025 | 0.32% |
| Q1 2026 | 0.06% |
| Q2 2026 | 0.08% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 67 | $147.1M | 11.99% | 0.38% | 0.08% | 89.0% |
| Q1 2026 | 67 | $151.2M | 11.64% | 0.32% | 0.06% | 85.3% |
| Q4 2025 | 71 | $146.9M | 11.97% | 0.26% | 0.32% | 90.4% |
| Q3 2025 | 70 | $146.0M | 11.98% | 0.26% | 0.33% | 91.5% |
| Q2 2025 | 71 | $146.0M | 11.96% | 0.27% | 0.46% | 90.9% |
| Q1 2025 | 71 | $149.1M | 11.59% | 0.15% | 0.41% | 87.8% |
| Q4 2024 | 69 | $151.5M | 11.31% | 0.16% | 0.32% | 91.4% |
| Q3 2024 | 71 | $151.3M | 11.40% | 0.25% | 0.58% | 91.9% |
| Q2 2024 | 76 | $153.1M | 11.43% | 0.23% | 1.18% | 91.4% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Louisiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Heart of Louisiana Federal Credit UnionCredit union Pineville, LA | 84 out of 100, Strong | $143.2M | 16.7% | 0.35% | vs |
| Kraftman Federal Credit UnionCredit union Bastrop, LA | 78 out of 100, Strong | $141.8M | 14.6% | 0.97% | vs |
| Cenla Federal Credit UnionCredit union Alexandria, LA | 96 out of 100, Very strong | $132.2M | 21.7% | 0.09% | vs |
| Epic Federal Credit UnionCredit union Metairie, LA | 60 out of 100, Moderate | $164.5M | 14.6% | 2.10% | vs |
| Wymar Federal Credit UnionCredit union Geismar, LA | 80 out of 100, Strong | $165.4M | 16.5% | 1.20% | vs |
| Jefferson Parish Employees Federal Credit UnionCredit union Harahan, LA | 76 out of 100, Strong | $166.1M | 13.4% | 0.44% | vs |
Deposit insurance
Is my money safe at Xplore Federal Credit Union?
Yes. Xplore Federal Credit Union is a federally insured credit union (NCUA charter #23017). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 4.7% of shares and deposits ($5.6M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 11.99%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
3 locations
Branches
Xplore Federal Credit Union lists 3 offices in 2 cities. Most locations:
- Metairie, LA (2)
- New Orleans, LA (1)
HMDA 2025
Mortgage lending
In 2025, Xplore Federal Credit Union reported 21 home-loan applications under HMDA (LEI 549300XPGZ2ODNN94697): 15 originated ($5,565,000 total), 4 denied, and 2 withdrawn or closed by the applicant. Its denial rate on decided applications was 21.1%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Xplore Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 23017
- RSSD ID
- 18582
- Primary regulator
- NCUA
- Established
- 1978
- Headquarters
- 5500 Veterans Memorial Blvd Ste 100, Metairie, LA 70003
- Employees
- 44
Quick answers
Xplore Federal Credit Union: common questions
Is Xplore Federal Credit Union NCUA insured?
Yes. Xplore Federal Credit Union is a federally insured credit union (NCUA charter #23017). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Xplore Federal Credit Union's TellerScore?
67 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Xplore Federal Credit Union have?
3 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Metairie
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| G G W Federal Credit UnionCredit union New Orleans, LA | 97 out of 100, Very strong | $960K | 26.7% | 0.00% | vs |
| St. Bernard Parish School Board Emp Federal Credit UnionCredit union Chalmette, LA | 93 out of 100, Very strong | $15.9M | 37.6% | 0.38% | vs |
| Crescent BankBank Metairie, LA | 89 out of 100, Very strong | $1.1B | 15.0% | 1.28% | vs |
| Internal Revenue Federal Credit UnionCredit union New Orleans, LA | 89 out of 100, Very strong | $22.5M | 14.1% | 0.22% | vs |
| First National Bank USABank Boutte, LA | 89 out of 100, Very strong | $249.1M | 14.1% | 0.03% | vs |
| Barton Plant Employees Federal Credit UnionCredit union Luling, LA | 87 out of 100, Very strong | $15.7M | 33.0% | 0.14% | vs |