Side-by-side · Q2 2026 data
Yakima Federal Savings and Loan Association vs Heritage Bank
Bank
Yakima Federal Savings and Loan Association
Yakima, Washington · $1 billion – $10 billion
Metric by metric
| Measure | Yakima Federal Savings and Loan Association | Heritage Bank |
|---|---|---|
| TellerScore | 86 (stronger) | 68 |
| Capital cushion | 100 (stronger) | 52 |
| Loan quality | 91 | 91 |
| Earnings | 58 | 62 (stronger) |
| Funding & liquidity | 80 (stronger) | 52 |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 97th | 49th |
| Total assets | $2.0B | $8.4B |
| Deposits / shares | $1.4B | $7.0B |
| Capital ratio | 28.14% (stronger) | 10.23% |
| Problem loans | 0.28% | 0.27% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.03% |
| Return on assets | 0.94% | 1.05% (stronger) |
| Loans ÷ deposits | 66.3% (stronger) | 80.8% |
| Uninsured deposits | 27.4% (stronger) | 39.1% |
| Offices | 10 | 66 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 36.1% |
Yakima Federal Savings and Loan Association has the higher TellerScore (86 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Yakima Federal Savings and Loan Association leads on 5 and Heritage Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.