Yakima Federal Savings and Loan Association is a si headquartered in Yakima, Washington, in business for about 121 years. At the end of Q2 2026 it reported $2.0B in total assets and $1.4B in deposits, with 10 offices.
Based on its Q2 2026 filing, Yakima Federal Savings and Loan Association scores 86/100, which we describe as very strong. That is higher than 97% of 897 banks with $1 billion – $10 billion. Among 29 banks headquartered in Washington, it ranks 1st. Its strongest component is capital cushion (100/100; 28.14%), and its lowest is earnings (58/100; 0.94%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (85 → 86).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 85 |
| Q3 2024 | 85 |
| Q4 2024 | 84 |
| Q1 2025 | 85 |
| Q2 2025 | 85 |
| Q3 2025 | 85 |
| Q4 2025 | 85 |
| Q1 2026 | 86 |
| Q2 2026 | 86 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 25.62% |
| Q3 2024 | 25.67% |
| Q4 2024 | 26.15% |
| Q1 2025 | 26.48% |
| Q2 2025 | 26.85% |
| Q3 2025 | 27.02% |
| Q4 2025 | 27.41% |
| Q1 2026 | 27.73% |
| Q2 2026 | 28.14% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.16% |
| Q3 2024 | 0.15% |
| Q4 2024 | 0.29% |
| Q1 2025 | 0.27% |
| Q2 2025 | 0.31% |
| Q3 2025 | 0.26% |
| Q4 2025 | 0.26% |
| Q1 2026 | 0.34% |
| Q2 2026 | 0.28% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.56% |
| Q3 2024 | 0.58% |
| Q4 2024 | 0.59% |
| Q1 2025 | 0.66% |
| Q2 2025 | 0.78% |
| Q3 2025 | 0.77% |
| Q4 2025 | 0.82% |
| Q1 2026 | 0.96% |
| Q2 2026 | 0.94% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 86 | $2.0B | 28.14% | 0.28% | 0.94% | 66.3% |
| Q1 2026 | 86 | $2.0B | 27.73% | 0.34% | 0.96% | 65.2% |
| Q4 2025 | 85 | $2.0B | 27.41% | 0.26% | 0.82% | 65.2% |
| Q3 2025 | 85 | $2.0B | 27.02% | 0.26% | 0.77% | 63.1% |
| Q2 2025 | 85 | $2.0B | 26.85% | 0.31% | 0.78% | 61.8% |
| Q1 2025 | 85 | $2.0B | 26.48% | 0.27% | 0.66% | 58.4% |
| Q4 2024 | 84 | $2.0B | 26.15% | 0.29% | 0.59% | 57.3% |
| Q3 2024 | 85 | $2.1B | 25.67% | 0.15% | 0.58% | 56.5% |
| Q2 2024 | 85 | $2.1B | 25.62% | 0.16% | 0.56% | 55.1% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Washington
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Timberland BankBank Hoquiam, WA | 78 out of 100, Strong | $2.1B | 12.9% | 0.56% | vs |
| First Fed BankBank Port Angeles, WA | 49 out of 100, Below average | $2.1B | 9.6% | 1.28% | vs |
| Cashmere Valley BankBank Cashmere, WA | 79 out of 100, Strong | $2.3B | 12.5% | 0.35% | vs |
| Peoples BankBank Bellingham, WA | 78 out of 100, Strong | $2.4B | 13.3% | 0.11% | vs |
| Riverview BankBank Vancouver, WA | 54 out of 100, Below average | $1.5B | 11.0% | 0.80% | vs |
| Sound Community BankBank Seattle, WA | 64 out of 100, Moderate | $1.1B | 10.9% | 0.90% | vs |
Deposit insurance
Is my money safe at Yakima Federal Savings and Loan Association?
Yes. Yakima Federal Savings and Loan Association is an FDIC-insured institution (FDIC certificate #28116). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 27.4% of deposits ($375.8M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 28.14%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
10 locations
Branches
Yakima Federal Savings and Loan Association lists 10 offices in 7 cities. Most locations:
- Yakima, WA (3)
- Kennewick, WA (2)
- Ellensburg, WA (1)
- Pasco, WA (1)
- Prosser, WA (1)
- Richland, WA (1)
- Sunnyside, WA (1)
Identity & history
Profile
- Legal name
- Yakima Federal Savings and Loan Association
- Type
- SI
- FDIC certificate #
- 28116
- RSSD ID
- 809771
- Primary regulator
- FDIC
- Established
- January 1, 1905
- Headquarters
- 118 E Yakima Ave, Yakima, WA 98901
- Website
- yakimafed.com
- Employees
- 133
Quick answers
Yakima Federal Savings and Loan Association: common questions
Is Yakima Federal Savings and Loan Association FDIC insured?
Yes. Yakima Federal Savings and Loan Association is an FDIC-insured institution (FDIC certificate #28116). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Yakima Federal Savings and Loan Association's TellerScore?
86 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Yakima Federal Savings and Loan Association ever failed?
There is no failure record for FDIC certificate #28116 in the FDIC failed bank list.
How many branches does Yakima Federal Savings and Loan Association have?
10 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Yakima
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Hapo Community Credit UnionCredit union Richland, WA | 80 out of 100, Strong | $3.0B | 11.2% | 0.18% | vs |
| Cashmere Valley BankBank Cashmere, WA | 79 out of 100, Strong | $2.3B | 12.5% | 0.35% | vs |
| Solarity Credit UnionCredit union Yakima, WA | 73 out of 100, Strong | $803.5M | 17.6% | 0.44% | vs |
| Banner BankBank Walla Walla, WA | 72 out of 100, Strong | $16.6B | 11.2% | 0.46% | vs |
| Glacier BankBank Kalispell, MT | 68 out of 100, Moderate | $31.6B | 10.1% | 0.42% | vs |
| Heritage BankBank Olympia, WA | 68 out of 100, Moderate | $8.4B | 10.2% | 0.27% | vs |