Side-by-side · Q2 2026 data
Yantis Federal Credit Union vs Concho Valley Credit Union
Metric by metric
| Measure | Yantis Federal Credit Union | Concho Valley Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 78 |
| Capital cushion | 84 (stronger) | 64 |
| Loan quality | 100 (stronger) | 95 |
| Earnings | 37 | 51 (stronger) |
| Funding & liquidity | 93 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 70th | 59th |
| Total assets | $26.8M | $25.7M |
| Deposits / shares | $22.8M | $22.6M |
| Capital ratio | 13.44% (stronger) | 11.44% |
| Problem loans | 0.01% (stronger) | 0.14% |
| Net charge-offs | 0.07% (stronger) | 0.10% |
| Return on assets | 0.43% | 0.79% (stronger) |
| Loans ÷ deposits | 67.2% | 59.6% (stronger) |
| Uninsured deposits | 4.6% | 3.5% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Yantis Federal Credit Union has the higher TellerScore (82 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Yantis Federal Credit Union leads on 4 and Concho Valley Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.