Side-by-side · Q2 2026 data
Ynb vs Bank of Grand Lake
Metric by metric
| Measure | Ynb | Bank of Grand Lake |
|---|---|---|
| TellerScore | 60 | 65 (stronger) |
| Capital cushion | 35 | 51 (stronger) |
| Loan quality | 87 (stronger) | 68 |
| Earnings | 42 | 65 (stronger) |
| Funding & liquidity | 77 (stronger) | 70 |
| Problem-loan coverage | 81 | 88 (stronger) |
| Peer percentile | 19th | 29th |
| Total assets | $261.4M | $249.1M |
| Deposits / shares | $232.5M | $218.8M |
| Capital ratio | 8.45% | 10.12% (stronger) |
| Problem loans | 0.39% (stronger) | 0.96% |
| Net charge-offs | 0.05% | 0.00% (stronger) |
| Return on assets | 0.55% | 1.12% (stronger) |
| Loans ÷ deposits | 62.2% (stronger) | 71.1% |
| Uninsured deposits | 33.8% | 31.9% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.4% | — |
Bank of Grand Lake has the higher TellerScore (65 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Ynb leads on 2 and Bank of Grand Lake on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.