Side-by-side · Q2 2026 data
Yoakum Bank vs TrustTexas Bank, SSB
Metric by metric
| Measure | Yoakum Bank | TrustTexas Bank, SSB |
|---|---|---|
| TellerScore | 73 (stronger) | 54 |
| Capital cushion | 44 (stronger) | 30 |
| Loan quality | 94 (stronger) | 78 |
| Earnings | 73 (stronger) | 30 |
| Funding & liquidity | 81 | 89 (stronger) |
| Problem-loan coverage | 98 (stronger) | 63 |
| Peer percentile | 53rd | 10th |
| Total assets | $385.8M | $393.5M |
| Deposits / shares | $350.4M | $384.8M |
| Capital ratio | 9.43% (stronger) | 8.02% |
| Problem loans | 0.19% (stronger) | 0.67% |
| Net charge-offs | 0.01% (stronger) | 0.04% |
| Return on assets | 1.31% (stronger) | 0.24% |
| Loans ÷ deposits | 63.4% | 54.9% (stronger) |
| Uninsured deposits | 29.3% | 25.5% (stronger) |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.0% | 31.3% |
Yoakum Bank has the higher TellerScore (73 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Yoakum Bank leads on 5 and TrustTexas Bank, SSB on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.