Side-by-side · Q2 2026 data
Yolo Federal Credit Union vs Cahp Credit Union
Metric by metric
| Measure | Yolo Federal Credit Union | Cahp Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 68 |
| Capital cushion | 80 (stronger) | 39 |
| Loan quality | 74 | 97 (stronger) |
| Earnings | 69 (stronger) | 49 |
| Funding & liquidity | 71 | 85 (stronger) |
| Problem-loan coverage | 90 | 98 (stronger) |
| Peer percentile | 68th | 45th |
| Total assets | $412.4M | $406.7M |
| Deposits / shares | $340.5M | $367.7M |
| Capital ratio | 12.97% (stronger) | 8.89% |
| Problem loans | 0.78% | 0.10% (stronger) |
| Net charge-offs | 0.11% (stronger) | 0.19% |
| Return on assets | 1.22% (stronger) | 0.74% |
| Loans ÷ deposits | 89.7% | 74.9% (stronger) |
| Uninsured deposits | 4.7% | 0.0% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 41.4% | — |
Yolo Federal Credit Union has the higher TellerScore (76 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Yolo Federal Credit Union leads on 4 and Cahp Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.