Side-by-side · Q2 2026 data
Yolo Federal Credit Union vs Travis Credit Union
Metric by metric
| Measure | Yolo Federal Credit Union | Travis Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 65 |
| Capital cushion | 80 (stronger) | 54 |
| Loan quality | 74 | 78 (stronger) |
| Earnings | 69 (stronger) | 50 |
| Funding & liquidity | 71 (stronger) | 68 |
| Problem-loan coverage | 90 | 90 |
| Peer percentile | 68th | 41st |
| Total assets | $412.4M | $5.9B |
| Deposits / shares | $340.5M | $4.8B |
| Capital ratio | 12.97% (stronger) | 10.44% |
| Problem loans | 0.78% | 0.67% (stronger) |
| Net charge-offs | 0.11% (stronger) | 0.64% |
| Return on assets | 1.22% (stronger) | 0.75% |
| Loans ÷ deposits | 89.7% (stronger) | 92.1% |
| Uninsured deposits | 4.7% (stronger) | 12.1% |
| Offices | 5 | 21 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 41.4% | 10.2% |
Yolo Federal Credit Union has the higher TellerScore (76 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Yolo Federal Credit Union leads on 6 and Travis Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.