Side-by-side · Q2 2026 data
Yolo Federal Credit Union vs Wheelhouse Credit Union
Metric by metric
| Measure | Yolo Federal Credit Union | Wheelhouse Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 69 |
| Capital cushion | 80 (stronger) | 37 |
| Loan quality | 74 | 96 (stronger) |
| Earnings | 69 | 72 (stronger) |
| Funding & liquidity | 71 (stronger) | 67 |
| Problem-loan coverage | 90 | 97 (stronger) |
| Peer percentile | 68th | 48th |
| Total assets | $412.4M | $459.7M |
| Deposits / shares | $340.5M | $409.8M |
| Capital ratio | 12.97% (stronger) | 8.73% |
| Problem loans | 0.78% | 0.13% (stronger) |
| Net charge-offs | 0.11% (stronger) | 0.16% |
| Return on assets | 1.22% | 1.29% (stronger) |
| Loans ÷ deposits | 89.7% (stronger) | 93.1% |
| Uninsured deposits | 4.7% (stronger) | 9.3% |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 41.4% | 9.1% |
Yolo Federal Credit Union has the higher TellerScore (76 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Yolo Federal Credit Union leads on 5 and Wheelhouse Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.