Side-by-side · Q2 2026 data
Yonkers Teachers Federal Credit Union vs Gha Federal Credit Union
Credit union
Yonkers Teachers Federal Credit Union
Yonkers, New York · Under $100 million in assets
Credit union
Gha Federal Credit Union
Greenwich, Connecticut · Under $100 million in assets
Metric by metric
| Measure | Yonkers Teachers Federal Credit Union | Gha Federal Credit Union |
|---|---|---|
| TellerScore | 75 | 91 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 60 | 81 (stronger) |
| Earnings | 27 | 80 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 52nd | 90th |
| Total assets | $57.4M | $29.7M |
| Deposits / shares | $48.7M | $24.4M |
| Capital ratio | 15.03% | 17.51% (stronger) |
| Problem loans | 1.19% | 0.56% (stronger) |
| Net charge-offs | 1.59% | 0.18% (stronger) |
| Return on assets | 0.19% | 1.50% (stronger) |
| Loans ÷ deposits | 4.9% (stronger) | 41.3% |
| Uninsured deposits | 5.7% | 0.9% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Gha Federal Credit Union has the higher TellerScore (91 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Yonkers Teachers Federal Credit Union leads on 1 and Gha Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.