Side-by-side · Q2 2026 data
York Educational Federal Credit Union vs Glatco Credit Union
Credit union
York Educational Federal Credit Union
York, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | York Educational Federal Credit Union | Glatco Credit Union |
|---|---|---|
| TellerScore | 74 | 90 (stronger) |
| Capital cushion | 57 | 100 (stronger) |
| Loan quality | 95 (stronger) | 74 |
| Earnings | 42 | 84 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 49th | 89th |
| Total assets | $43.5M | $54.1M |
| Deposits / shares | $38.7M | $45.3M |
| Capital ratio | 10.65% | 16.22% (stronger) |
| Problem loans | 0.16% (stronger) | 0.79% |
| Net charge-offs | 0.70% (stronger) | 0.91% |
| Return on assets | 0.56% | 1.61% (stronger) |
| Loans ÷ deposits | 53.9% | 21.2% (stronger) |
| Uninsured deposits | 2.3% (stronger) | 3.5% |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Glatco Credit Union has the higher TellerScore (90 vs 74). On the 7 directional measures above (where higher or lower is clearly better), York Educational Federal Credit Union leads on 3 and Glatco Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.